I was trawling through the web recently and came across the following on www.yourmortgage.co.uk:
Consumers searching the Internet for debt advice owe an average of £20,000, according to recent research.
Figures from LeadPoint, a firm that provides mortgage brokers and financial advisers with details of consumers looking for financial advice, show that the average amount of debt [...]

Now before we go much further this is not a guarantee, but we have found that there is a solution that puts the Debt collection agency on the back foot, when they send a stat. demand to you through the post.
Peoples first reaction when they get the demand is to panic. They see the words [...]

A report has suggested that almost a quarter of the population will be pushed into fuel poverty by the end of next year.
The number of families in fuel poverty - defined as when more than 10% of household income is spent on fuel bills - has increased by 100% since 2005.
Around 5.7 million people will [...]

There were 24,553 individual insolvencies in England and Wales in the second quarter of 2008 on a seasonally adjusted basis. This was a decrease of 2.0% on the previous quarter and a decrease of 8.3% on the same period a year ago. 
This was made up of 15,297 bankruptcies, a decrease of 1.3% on the previous [...]

Further evidence of the squeeze in consumer spending can be seen in the latest figures releases from the Charity Shops Survey 2008. As High Street retailers chase shoppers charity shops are booming.
Recent figures from the British Retail Consortium show that retail sales values were down almost 1% from July 2008. Whilst in total retail [...]