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Debt Management Plans
If money is starting to get a bit tight and you are having financial difficulties, then you may need to explore the possibility of agreeing a payment plan with your creditors. For example, if you are experiencing any of the following, this might be the right option for you:
- After paying all your mortgage/rent, bills, food and travel you have very little money left over
- You are borrowing money just to keep up with all your spending
- You are only ever able to pay the minimum payment on your credit and store cards
- Money is always very tight and you are worrying how to make ends meet
- Creditors are starting to chase you for payments
- You have little or no savings and, if you were to have an emergency, you would have no cash or credit facilities to pay for it
The above are just some of the symptoms that may suggest you need a Debt Management Plan.
How do I know if I need a Debt Management Plan?
The easy way to find out is to call one of our expert debt advisors. They will, very quickly, get to understand your current financial position and advise the best way to solve your situation. The conversation is completely confidential, free of charge and without obligation. We are just here to help.
What is a Debt Management Plan?
A Debt Management Plan is an informal agreement between you and your unsecured creditors where you pay only the money you can afford back to them. Usually all interest and charges are frozen and you gradually pay all your debts off in full, depending on how much money you are able to pay back every month. If the creditors are chasing you for payments, this will usually stop as well. It is a great way to ease the pressure from a stressful situation.
Help With Debt can assist you in setting up a Debt Management Plan very easily and will complete all the paperwork and talk to your creditors on your behalf. Just give one of our experienced advisors a call on 0800 680 0759 today to see if this is the most appropriate solution for you.
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